
I see it as since you paid into it, you might as well get some use out of the assistance. I know someone who was in a similar situation would cash out the card, and put the cash in their account. Good luck with the job hunt!
I skipped your Spider-Man portion because at some point I will probably play it. Maybe in a year or two depending on when I get around to it. With all the Spider-Man talk I started up the game on the 3DS and so far it isn't too bad.